Walletpals

A loan in an instant

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How much do you need?
₱  1,500
₱ 500
₱ 25,000
How much do you need?
₱  1,500
₱ 500
₱ 25,000
Phone
All your transmitted data is securely protected

Our company does not charge any service fees. It’s absolutely FREE! The loans offered have minimum repayment terms of 120 days (4 months). Lending rates vary from lender to lender in the range from 12% to a maximum APR of 36%. For example, for a loan of ₱ 10,000 that will be paid in 4 months, the total payment of the loan will be ₱ 15,000.

Phone
All your transmitted data is securely protected

Our company does not charge any service fees. It’s absolutely FREE! The loans offered have minimum repayment terms of 120 days (4 months). Lending rates vary from lender to lender in the range from 12% to a maximum APR of 36%. For example, for a loan of ₱ 10,000 that will be paid in 4 months, the total payment of the loan will be ₱ 15,000.

Apply Now

Immediately

Your loan in less than 15 minutes without leaving home

Effortlessly

When filling out an online loan application, you only need identity documents

Conveniently

For new customers, a loan with a transfer to a card at 0% up to ₱ 153,000

Perfectly fit

The approved loan is transferred to the account within a few minutes after signing the documents

It only requires:

Bank account

Since the age of 18

Passport

Phone number and email

Three Simple Steps to Get a Loan

1

Just compare the offers that are most suitable

You need to select the appropriate companies and click "Get"

2

Request

Send a request to 2-3 companies. This will increase the chances of getting a loan

3

Get the money

As soon as the loan is approved, the money will come to your bank account immediately

Don't miss this opportunity!

09:59

We are proud of your feedback

Joshua

The service speaks for itself, everything is fast and simple. I borrowed money to buy a present 30 minutes before the store got closed. The money was credited right away. In the end, everyone was happy: I bought the present, the person received it on time, and I gave the money back the very next day with minimal fees.

John

It’s a very convenient service. I’m always calling on their aid at the worst times, and they have never refused to help so far. Don’t have any trouble with this company.

Nathaniel

Thanks to Walletpals.com for giving me a loan for 20 days, practically interest free. They saved me when I needed to make an important purchase.

Ready to get your unique loan?

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Material Disclosure

We represent Fininity Ltd, which acts a credit broker. We are not a lender. Walletpals.com does not directly offer any type of loans or consumer loan products.

Repayment Periods and Interest Rates

The APR is the cost of borrowing a loan, expressed as a nominal annual interest rate. As Walletpals.com is a credit broker and not a lender, we cannot guarantee a particular annual percentage rate. Annual percentage rates typically range from 0% to 36%. Repayment periods for loan products usually range from four months to six months. Before accepting a lender’s offer through our system, please make sure to read through the loan agreement carefully, since interest rates and repayment terms may differ from those listed on this website.

Collection Process

Please contact the lender directly if you are having trouble repaying. They will be able to discuss payment options with you. The lender reserves the right to give your information to a third-party collection agency, should the situation remain unresolved.

Consequences of Nonpayment

Walletpals.com always recommends repaying on time. If you cannot, each lender has their own policies on fees/interest and how they handle debt collection. Most lenders will contact you by regular mail, email, or phone to change your payment terms. Nonpayment may result in penalties and/or increased interest. We recommend that you contact your lender as soon as you know there is an issue; otherwise, your credit history may get affected.

Late Payments

If you think you won’t be able to make a payment on time, then it is important to contact your lender beforehand. Your lender may offer to extend or renew your loan. Keep in mind, however, that this will accrue additional interest. Your lender may charge a fee for late payments. The amount is determined by the lender, so please read the loan terms before agreeing. Late payments may also negatively affect your credit score.

Extension Policy

If you wish to renew or extend your current loan, please contact your lender as soon as you can before your payment date. Although some lenders may extend your loan with the same terms as the original loan, each lender has their own extension policy and may charge additional fees or interest. Sometimes, renewals may be processed automatically. Please consider the decision to extend your loan very carefully and seek independent financial advice if necessary.

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